If you're building account opening flows or customer onboarding systems for financial services, this walks you through the full KYC stack: FINRA Rule 2090's "essential facts," CIP identity verification (documentary vs non-documentary methods), FinCEN's beneficial ownership collection for entities (that 25% threshold plus one control person), and when enhanced due diligence kicks in for PEPs or high-risk customers. It covers the practical stuff like risk rating systems, KYC refresh triggers, and recordkeeping timelines. Most useful when you need to map regulatory requirements to actual implementation decisions rather than just reading the rules in a vacuum. The guidance assumes you're in a FINRA-regulated context but also touches on investment adviser obligations under the 2024 FinCEN rule.
npx skills add https://github.com/joellewis/finance_skills --skill know-your-customer