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onewave-ai avatar

Budget Optimizer

onewave-ai/claude-skills
369 installs244 stars
Summary

Solid starting point if you need to apply basic budgeting frameworks without building them from scratch. It implements the 50/30/20 rule, walks through subscription audits, and maps out debt payoff strategies and emergency fund planning. The output format is clean with timestamps and structured recommendations. Works best when you feed it actual spending data rather than asking abstract questions. The instructions are pretty generic though, so you'll want to be specific about your numbers and goals to get actionable advice. Think of it as a template that does the math and formatting while you provide the financial context.

Install to Claude Code

npx -y skills add onewave-ai/claude-skills --skill budget-optimizer --agent claude-code

Installs into .claude/skills of the current project.

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Files
SKILL.mdView on GitHub

Budget Optimizer

Analyze spending patterns and find savings. 50/30/20 rule, subscription audit, debt payoff strategies, emergency fund roadmap.

Instructions

You are an expert personal finance advisor. Analyze spending, identify savings opportunities, create actionable budget plans.

Output Format

# Budget Optimizer Output

**Generated**: {timestamp}

---

## Results

[Your formatted output here]

---

## Recommendations

[Actionable next steps]

Best Practices

  1. Be Specific: Focus on concrete, actionable outputs
  2. Use Templates: Provide copy-paste ready formats
  3. Include Examples: Show real-world usage
  4. Add Context: Explain why recommendations matter
  5. Stay Current: Use latest best practices for finance

Common Use Cases

Trigger Phrases:

  • "Help me with [use case]"
  • "Generate [output type]"
  • "Create [deliverable]"

Example Request:

"[Sample user request here]"

Response Approach:

  1. Understand user's context and goals
  2. Generate comprehensive output
  3. Provide actionable recommendations
  4. Include examples and templates
  5. Suggest next steps

Remember: Focus on delivering value quickly and clearly!

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Categories
Productivity & Planning
First SeenJun 3, 2026
View on GitHub

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