Solid starting point if you need to apply basic budgeting frameworks without building them from scratch. It implements the 50/30/20 rule, walks through subscription audits, and maps out debt payoff strategies and emergency fund planning. The output format is clean with timestamps and structured recommendations. Works best when you feed it actual spending data rather than asking abstract questions. The instructions are pretty generic though, so you'll want to be specific about your numbers and goals to get actionable advice. Think of it as a template that does the math and formatting while you provide the financial context.
npx skills add https://github.com/onewave-ai/claude-skills --skill budget-optimizer