Tax Strategy Optimizer

This one helps you think through tax optimization decisions like whether to go pre-tax or Roth, when to realize capital gains, and how to structure charitable giving. It's built for rapid analysis rather than deep tax code research, so you get formatted recommendations with clear next steps instead of having to prompt your way through financial scenarios. The output templates are designed to be copy-paste ready, which is nice if you're documenting strategies for yourself or clients. Just remember it explicitly says it's not a CPA replacement, so treat it as a planning tool that helps you frame better questions for your actual tax professional.