Cinderfi — Retirement Planning

Connects Claude and other MCP clients to Cinderfi's retirement planning engine with 19 tools covering Canada and US scenarios. You get CPP, OAS, and Social Security timing tools, provincial and state tax calculations, RRSP meltdown and Roth conversion strategizing, and Monte Carlo simulations for portfolio longevity. It handles couples planning, withdrawal order optimization, and historical backtesting against Shiller data back to 1871. Runs over streamable HTTP at mcp.cinderfi.com with bearer token auth. Free tier gives you 5 calls per day on single-person tools. Pro unlocks couples scenarios, the optimizer, and backtesting. Useful when you need tax-aware projections that account for clawbacks and cross-border retirement nuances.