Summary
A transaction approval layer that sits between your AI agent and real purchases. Instead of letting Claude or ChatGPT charge your card unchecked, you define spending thresholds, vendor blocklists, daily caps, and category restrictions. Requests under your auto-approve limit go through instantly. Anything outside your guardrails gets routed to your phone for manual approval. Includes rule templates (Conservative, Moderate, Permissive), a real-time dashboard at app.spendnod.com showing pending approvals and spend history, and a full audit trail. Useful if you're building agentic workflows that need to book services, place orders, or move money without giving them carte blanche access to your accounts.
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Your AI agent wants to buy something — should it ask you first?
SpendNod is a human-in-the-loop authorization gateway for AI agent transactions. Set spending limits, vendor blocklists, daily caps, and category restrictions. Approve or deny from your phone.
Quick Start
Claude Code
claude mcp add spendnod --transport http https://api.spendnod.com/mcp
ChatGPT
Settings → Apps → Developer Mode → Create app → paste https://api.spendnod.com/mcp
Any MCP client
{
"mcpServers": {
"spendnod": {
"url": "https://api.spendnod.com/mcp"
}
}
}
What It Does
AI agents can now book flights, place orders, and transfer money on your behalf. SpendNod sits between your agent and every transaction — evaluating your rules in real-time and escalating anything outside your guardrails to you for approval.
Rule evaluation (in priority order):
- Blocked vendors / blocked categories → instant deny
- Auto-approve below threshold → instant approve
- Require approval above threshold → escalate to human
- Max per transaction → escalate if exceeded
- Max per day (aggregate) → escalate if would exceed
- Max per month (aggregate) → escalate if would exceed
- Allowed vendors / allowed categories → escalate if not in whitelist
- Default (no rules triggered) → auto-approve
Features
- Spending thresholds — auto-approve small purchases, require human sign-off above a limit
- Vendor blocklists — permanently block specific merchants
- Daily & monthly caps — hard budget limits across all agent activity
- Category restrictions — block or restrict entire spending categories (gambling, travel, etc.)
- Rule templates — Conservative, Moderate, and Permissive presets to get started fast
- Real-time dashboard — live activity feed, stats, and pending approvals at app.spendnod.com
- Audit trail — every request logged with outcome, timestamp, and rule that fired
- OAuth 2.1 login — Google and GitHub sign-in, no password required
Works With
- Claude Code
- ChatGPT
- Cursor
- VS Code
- OpenClaw
- Any MCP-compatible client
Pricing
| Plan | Price | Agents | Requests/mo |
|---|---|---|---|
| Free | $0 | 2 | 200 |
| Starter | $29/mo | 10 | 5,000 |
| Pro | $99/mo | Unlimited | 50,000 |
Links
- Website: spendnod.com
- Dashboard: app.spendnod.com
- API docs: api.spendnod.com/docs
License
Proprietary — All rights reserved.
Built by Stack Industries LLC
Featured
Plug Mailtrap into your AI workflow and let it handle the email.
Connect Mailtrap MCP →Agent, run crypto. Access onchain data & trade routes via 1inch.
Install now →Make coding agent sessions - Searchable, Shareable, Vendor-neutral & Scored.
Try For Free →Your agent targets a perfect 10 Code Health score. Deterministic. Every commit.
Try For Free →Integrate web data into your AI product. One API to scrape website & brand data.
Get API Key Now →belt cli automatically finds the best tools and skills for your agent. image, video, music, tts...
one prompt install →
