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by Mert Düzgün
MCP servers/Finance & Commerce
xpayrcom avatar

XPayr Non-Custodial Crypto Gateway & AI Agent Commerce MCP

xpayrcom/xpayr-mcp-server

21 MCP tools for non-custodial crypto checkout, USDT/USDC links, webhooks, and AI agents.

tools
21
auth
Secret needed
transport
STDIO
env var
1
last updated
Nov 9, 2026
View on GitHubSave

Tools

21 tools

Public tool metadata for what this MCP can expose to an agent.

xpayr_health_checkCheck XPayr Gateway API v1 operational health, version, and server timestamp.

Check XPayr Gateway API v1 operational health, version, and server timestamp.

No parameter schema in public metadata yet.

xpayr_create_payment_sessionCreate a non-custodial crypto payment session supporting Web3 1-Click Pay, Direct Exchange QR Transfer, Multi-Chain Links, 1-Year Reusable Links, and Automated HTML Invoice Email Delivery.

Create a non-custodial crypto payment session supporting Web3 1-Click Pay, Direct Exchange QR Transfer, Multi-Chain Links, 1-Year Reusable Links, and Automated HTML Invoice Email Delivery.

No parameter schema in public metadata yet.

xpayr_get_payment_sessionRetrieve full details, metadata, settlement split amounts, checkout mode, and on-chain transaction hash for a payment session.

Retrieve full details, metadata, settlement split amounts, checkout mode, and on-chain transaction hash for a payment session.

No parameter schema in public metadata yet.

xpayr_list_payment_sessionsList merchant crypto payment sessions with filtering by status, currency, network, and pagination.

List merchant crypto payment sessions with filtering by status, currency, network, and pagination.

No parameter schema in public metadata yet.

xpayr_get_public_payment_statusPoll real-time public checkout status, on-chain tx_hash, sender wallet address, block confirmations, and paid_at timestamp without an API key.

Poll real-time public checkout status, on-chain tx_hash, sender wallet address, block confirmations, and paid_at timestamp without an API key.

No parameter schema in public metadata yet.

xpayr_apply_payment_couponValidate and apply a merchant promotional discount coupon code to an active pending payment session.

Validate and apply a merchant promotional discount coupon code to an active pending payment session.

No parameter schema in public metadata yet.

xpayr_get_merchant_profileRetrieve authenticated merchant profile, settlement wallet address, commission rate in basis points (50 bps = 0.5%), and active API keys.

Retrieve authenticated merchant profile, settlement wallet address, commission rate in basis points (50 bps = 0.5%), and active API keys.

No parameter schema in public metadata yet.

xpayr_get_merchant_balanceQuery confirmed non-custodial settlement volume, transaction counts, and platform fees grouped by currency and blockchain network.

Query confirmed non-custodial settlement volume, transaction counts, and platform fees grouped by currency and blockchain network.

No parameter schema in public metadata yet.

xpayr_get_supported_networksList all active EVM, TRON, Solana, and Arc Mainnet/Testnet blockchain networks, chain IDs, RPC endpoints, splitter contracts, and supported tokens.

List all active EVM, TRON, Solana, and Arc Mainnet/Testnet blockchain networks, chain IDs, RPC endpoints, splitter contracts, and supported tokens.

No parameter schema in public metadata yet.

xpayr_get_webhook_configInspect the merchant webhook callback URL, masked HMAC-SHA256 signing secret, and subscribed payment lifecycle events.

Inspect the merchant webhook callback URL, masked HMAC-SHA256 signing secret, and subscribed payment lifecycle events.

No parameter schema in public metadata yet.

xpayr_set_webhook_endpointConfigure or update the merchant HTTPS webhook receiver URL and generate a fresh 32-byte HMAC-SHA256 signing secret.

Configure or update the merchant HTTPS webhook receiver URL and generate a fresh 32-byte HMAC-SHA256 signing secret.

No parameter schema in public metadata yet.

xpayr_send_test_webhookSend a signed test.webhook payload with HMAC-SHA256 headers to verify merchant webhook signature verification.

Send a signed test.webhook payload with HMAC-SHA256 headers to verify merchant webhook signature verification.

No parameter schema in public metadata yet.

xpayr_create_ai_agentProvision a new merchant-managed AI commerce agent identity with scoped credentials and programmable spending guardrails.

Provision a new merchant-managed AI commerce agent identity with scoped credentials and programmable spending guardrails.

No parameter schema in public metadata yet.

xpayr_list_ai_agentsList all AI commerce agents managed by the merchant along with their status, assigned wallets, and spending policies.

List all AI commerce agents managed by the merchant along with their status, assigned wallets, and spending policies.

No parameter schema in public metadata yet.

xpayr_update_ai_agent_policyConfigure spending policy guardrails for an AI agent (max per-tx USD, daily cap, auto-approve threshold, allowed chains/tokens).

Configure spending policy guardrails for an AI agent (max per-tx USD, daily cap, auto-approve threshold, allowed chains/tokens).

No parameter schema in public metadata yet.

xpayr_submit_agent_payment_intentSubmit an autonomous AI agent payment intent evaluated in real time against merchant policy rules (approved, pending_approval, rejected).

Submit an autonomous AI agent payment intent evaluated in real time against merchant policy rules (approved, pending_approval, rejected).

No parameter schema in public metadata yet.

xpayr_list_agent_payment_intentsList AI agent payment intents, policy evaluation decisions, and audit trail records for the merchant.

List AI agent payment intents, policy evaluation decisions, and audit trail records for the merchant.

No parameter schema in public metadata yet.

xpayr_bridge_agent_intent_to_checkoutBridge an approved AI agent payment intent into a live executable XPayr payment session with hosted checkout URL and on-chain verification.

Bridge an approved AI agent payment intent into a live executable XPayr payment session with hosted checkout URL and on-chain verification.

No parameter schema in public metadata yet.

xpayr_approve_agent_intentApprove a pending AI agent payment intent from the merchant approval queue and bridge it to checkout.

Approve a pending AI agent payment intent from the merchant approval queue and bridge it to checkout.

No parameter schema in public metadata yet.

xpayr_reject_agent_intentReject a pending AI agent payment intent in the merchant approval queue with an audit reason.

Reject a pending AI agent payment intent in the merchant approval queue with an audit reason.

No parameter schema in public metadata yet.

xpayr_calculate_gateway_fee_and_splitDeterministically calculate XPayr flat 0.5% (50 bps) gateway fee split, net merchant wallet settlement, 1% (max $0.50) exchange withdrawal tolerance, and savings vs BitPay, Coinbase Commerce, and Stripe.

Deterministically calculate XPayr flat 0.5% (50 bps) gateway fee split, net merchant wallet settlement, 1% (max $0.50) exchange withdrawal tolerance, and savings vs BitPay, Coinbase Commerce, and Stripe.

No parameter schema in public metadata yet.

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Configuration

XPAYR_API_KEYsecret

XPayr Merchant Secret Key (sk_test_... or sk_live_...) from https://xpayr.com/merchant/register (optional for public/offline tools).

Readme

XPayr Official Logo

XPayr Official Model Context Protocol (MCP) Server & AI Agent Commerce Suite (@xpayr/mcp-server)


View the full README on GitHub

Details

Repository
github.com/xpayrcom/xpayr-mcp-server
Website
xpayr.com/developers
Category
Finance & Commerce
Package
@xpayr/mcp-server
Transport
STDIO
Auth
Required
Registry
MCP registry, active

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