Kanchi Dividend Sop

Converts Kanchi's Japanese dividend investing method into a deterministic five-step workflow for US stocks. You get screening logic that separates regular yield from special dividends, sector-specific safety checks that don't penalize banks for missing free cash flow, PER×PBR valuation adapted for REITs and utilities, and structured pullback entry rules tied to five-year yield averages. The real value is in the fail-safes: borderline yields trigger recheck instead of auto-reject, pending M&A caps verdicts to hold-review, and missing adjusted EPS never silently passes. It produces one-page stock memos with explicit invalidation triggers. Built for repeatable underwriting, not gut-feel picks.